mortgage rates in 1996

Mortgage rates drop — Photo by Clay Elliot on Pexels

4 Hidden Ways First-Time Buyers Cut Mortgage Rates

4 Hidden Ways First-Time Buyers Cut Mortgage Rates In June 2026 the average 30-year fixed mortgage rate was 6.568%, and first-time buyers can shave up to 15% off their monthly payment by using timing, loan choice, and lock strategies. By acting quickly and understanding the mechanics behind rates, new