first‑time homebuyer rates

first‑time homebuyer rates

5 Buyers Uprooted By Mortgage Rates Spike

June 2026 fixed mortgage rates sit at 6.78% for a 30-year loan, answering the core question of today’s cost of homeownership. This level reflects the Fed’s post-pandemic tightening and a modest slowdown in inflation. Homebuyers now face a thermostat-like climate where every tenth of a percent matters.