first‑time buyer mortgage timing

first‑time buyer mortgage timing

First‑Time Buyers Delay - Summer Mortgage Rates Add $4,500

First-Time Buyers Delay - Summer Mortgage Rates Add $4,500 Waiting until summer 2024 to lock a 30-year mortgage can reduce your monthly payment by about $100, saving roughly $1,200 over a year on a typical loan. The calendar matters because seasonal rate trends historically dip in the warmer